6 Ways to Buy Bitcoins With Bank Card

buy bitcoin crypto cryptocurrency exchange bank card

Buying bitcoin with a bank card is one of the most popular methods around the world. But sadly, not every platform makes it possible to buy bitcoin with a bank card.

Luckily, this problem has become obsolete, and now there are many platforms on the market designed to allow you to successfully buy bitcoin with a bank card. The platforms themselves are well known for offering this service for the past several years.
 
So here, I bring you the best platforms to buy bitcoin with a bank card, such as a credit or debit card, instantly.

So with no further delay, let's start.

If you want to buy bitcoin with bank card, then you will need the following things:

  1. Wallet: To store your coins in a safe place.
  2. Bank card: A debit or credit card for transferring money.
  3. An exchange platform: in case you want to convert your coin into another—but it is not required if you have chosen a multi-crypto wallet.
  4. ID card: For completing KYC, it may vary according to the platform, but mostly it is a passport, driving license, or national card.

Where can I buy bitcoin with bank card?

If you already know where to buy bitcoin with bank card, I bet you are very excited about doing it. Let me briefly explain how the platform different from each other.


1. Buy bitcoin with bank card on Coinbase.

Almost every newbies start their journey with Coinbase and it is the largest wallet used by users. The minimum purchase $25 worth of bitcoin using a bank card, but you can unlock the limit by increasing your level verification. If you are new in the crypto world, try Coinbase its features definitely impress you.

KCY is required for purchasing bitcoin using any method.

The fee of Coinbase is lower than that of other platforms, especially when you buy bitcoin with a bank card, it charges about 3.99% according to your country, and it may change in the case of a debit card (the fee is almost the same for all countries). Before jumping into Coinbase to buy bitcoin with bank card, make sure your country supports it or not.
 
Supporting country to buy bitcoin with a bank card

Mexico, US, chili, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Gibraltar, Greece, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, Singapore, 

Good:
  • Easy to use for newbies.
  • Coin is instantly available in the account.
  • Exchange and trading features are also available.
  • The limit is very high. (So don't worry if you are a big investor.)
Bad:
  • KYC is required for any movement.
  • It may track your deposit and withdrawal activity.
  • Not so many options are available for buying bitcoin.

2. Buy bitcoin with bank card on Coinmama.

An Israel-based company founded in 2013 since now it becomes one of the popular websites to buy bitcoin with a credit card across 188 countries. Using Coinmama you can buy several coins such as Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic, Cardano, Litecoin, Qtum, Ripple, Tezos, Eos with a bank card and bank transfer with the supporting currencies such as USD, EUR, GBP, AUD, JPY, and CAD. (You can buy in your currency but note that if you pay with another currency, your bank may charge an exchange fee.)

If you are using a VISA or Master card can easily buy bitcoin and other coins instantly after verifying your account and increase the minimum limit that you want.

Your account level is the only thing that determines your purchase limit, for a Credit card it is $5000 for level one user. You can level up your account by completing KYC.
 

Not supporting countries on Coinmama.

Cuba, Crimea, Iran, Israel, Lebanon, North Korea, Palestinian Territories, South Sudan, Sudan, Syria.

Good:
  • The minimum limit is low.
  • Supports almost all countries.
  • You can buy other things besides bitcoin.
Bad:
  • Buying fees are very high for bank cards.
  • Only the following currencies are available: USD, EUR, GBP, AUD, CAD, and JPY.

3. Buy bitcoin with bank card on Bitpanda.

The most popular and leading platform to buy bitcoin with a bank card in the European region. Once verified, you can use every feature of Bitpanda. There are no tiers, and every user can use Bitpanda the same way regarding limits and features.

For buying bitcoin with a bank card, you have to verify at least your email and mobile number, and then you can buy and sell up to 50 EUR worth of bitcoin with a bank card.
 
About the fee, Bitpanda does not mention it on websites, but you can see or calculate it during the buying and selling process. And it may be close to 5% of the amount you buy.

Good:
  • Best for the European region
  • The minimum is €50 worth of bitcoin.
  • There are many payment options available.
Bad:
  • The fee is still high.
  • Available only for the European region.

4. Buy bitcoin with bank card on bitcoin.com.

Want to start with the minimum amount then bitcoin.com is for you, the minimum purchases start from $20.

It supports worldwide purchases of bitcoin with a bank card (credit or debit card). Using it, you can also purchase Bitcoin Cash, Ethereum, Litecoin, Stellar, Ripple, and more.

No need to create an account; just enter your details and buy your first bitcoin with a bank card.
 
Good:
  • Support worldwide.
  • There is no need for an account.
  • The app is available for mobile.
  • Other currencies are available for direct purchases.
Bad:
  • Long buying process.
  • Only USD and EUR are available for exchange.
  • Support your own crypto wallet address.

5. Buy bitcoin with bank card on Lumi wallet.

A total anonymous wallet for buying bitcoin with a bank card on any device. Users can buy BTC, ETH, USDT, and more without providing personal details.

It has listed a total of 1200+ coins and tokens for exchange (only some are available for buying), so Lumi wallet could be great for trading. You can buy $150 worth of Bitcoin, Ethereum, USDT, and more using a bank card without verification.

Lumi Wattle supports almost every country to buy bitcoin with a bank card. But like other platforms and due to countries' privacy and policy, it also has restricted some countries that follow. If you are from the United States, it does not support the following states.
  1. Georgia (GA),
  2. New Mexico (NM),
  3. Hawaii (HI),
  4. Washington (WA),
  5. Oregon (OR),
  6. Vermont (VT),
  7. Florida (FL),
  8. Alabama (AL).

Good:
  • No KYC need.
  • Support all countries.
  • simple to use.
 
Bad:
  • Restrictions in some of the US states.
  • Govern by Changelly exchange.
  • Sometimes it takes a long time for the coin to appear in the wallet.


6. Buy bitcoin with bank card on SwitcHere.

Another fastest growing cryptocurrency platform that allows buying and selling bitcoin and other cryptocurrencies instantly with your bank card and local bank almost in all countries.
 
Using Switchere exchange features, users can buy BTC, BHC, ETH, DASH, EOS, LTC, XML, XRP, and USDT20 in a few clicks with their credit card (USD, EUR) and the local bank (MYR, IDR, THV, VND).

The minimum daily amount of transactions is $4,800 (€4,350) in the case of buying with a credit card, but you can increase the amount by completing verification.

Switchere does not show fees on its website, but you can see and calculate the fees during the last transaction. It may be between 5 and 15% of the amount.

If you are from Indonesia, Malasia, Thailand, or Vietnam, then you can buy bitcoin with a bank account in your local currency.

Good:
  • Available in all countries
  • You will receive bitcoin in your given wallet.
  • best for some Asian countries.
Bad:
  • Transactions per day are down (5/day).
  • Fees are high. not for the USA, China, Japan, and more countries.

Conclusion: Buy bitcoin with bank card.

There is a more private way to buy bitcoin with a bank card that doesn't require an ID. It's called LocalBitcoins, and it's one of the safest ways to purchase Bitcoin without any restrictions.
 
The greatest disadvantage of buying bitcoin with a bank card is the strong verification needed also this method requires a lot more procedures to be performed than other methods. In spite of all this, it still remains one of the most popular ways to buy bitcoin.

What do you think? Are these websites for buying bitcoin with a credit or debit card is best and support in your country? If you think there is another website and has similar or more features than these, so share it with us.

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