Crypto Lending - 10 Website Get Crypto Loan In Two Minute

Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Crypto lending or crypto loans or bitcoin loans call what you wish has become another world in the crypto industry and providing financial solutions to crypto users without selling their held coin.

For crypto lending liquidity of coins matter, and you can not take a loan from any coin as collateral. 

Most of the crypto lending platforms prefer BTC, ETH, Stablecoins so if you have various coins then you have to exchange but before exchanging make crypto lending platforms that you want to use is supporting your coins or not.


So here I brought you 10 best crypto lending platforms and you can compare according to your preference. So with no delay lets start.


But the question is why should I take a crypto loan instead of selling my stored coin. Obviously, I don't want to sell it and it can be many reasons and one of the "profit" how for example I have invested $1000 worth BTC and waiting for price raising so I can get some profit. When the price increase suddenly I need some money to pay my college or tuition fee or house rent so here, I can lend my BTC to get money with some interest fees. And the most important thing is my crypto profit will be still increasing and I will get back my BTC at a recent market price.

Crypto Lending - 10 Websites To Get Crypto Loan.

Quick List.

  • Nexo.
  • Crypto.com.
  • Celsius. Network.
  • Binance Loan.
  • CoinLoan.
  • BlockFi.
  • SaltLending.
  • LendaBit.
  • YouHolder.
  • HoldFinance.

1. Nexo.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

A very popular crypto lending platform in the crypto world. On Nexo, you can borrow cash or Stablecoins from 5.9% API (Annual Percentage Interest), without selling your crypto. 


The payment approval is automatic and no need for credit checks required, just deposit supported assets, and take loans instantly. 


On Nexo over 40+ fiat currencies available to borrow and 13 cryptos available for a collateral deposit. Fiat currencies are AED, ARS, AUD, and the supported collateral coins are BTC, ETH, XRP, and more see the full list in the below image.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Crypto Lending - 10 Websites To Get Crypto Loan In 2020

And the most interesting things are it will charge you interest only on the amount you actually withdraw and also zero fees and flexible repayments that means you will pay less if coin price goes up but also have to pay high if coin price goes down.

Go To Nexo.


2. Crypto.com.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Get an instant loan up to 8% API loan using crypto.com lending features. Total 7 coins listed for collateral deposits such as CRO, BTC, ETH, XRP, LTC, XLM, EOS, and 4 coins to borrow in PAX/TUSD/USDC/USDT. From others, it does not charge on late fees or deadlines.

The thing I don't like about crypto lending on crypto.com is the amount gap means I receive only 50% credit of deposit collateral amount. And also API goes up about 12% of your collateral deposit if it will less than the worth of $1000.

Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Crypto Lending - 10 Websites To Get Crypto Loan In 2020


Go To Crypto.com



3. Celsius.Network.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Want to lend your crypto with the lowest interest fee, then this is for you. You can take a loan starting from $1000 with 1% API but it can below about 0.7% API if pay your interest in Celsius coin (CEL). On Celsius total about 27 coins listed for collateral deposit and Stablecoins for credit.

Where other platforms allow you to only choose loan duration, but on Celsius, you can choose LTV (Loan to Value) and loan duration as well. The LTV feature could be great if you have more collateral deposit but want less crypto loan.

In case you want a loan in USD or direct credit in your Bank account(only for USD) so here Celsius Network got you but in order to apply for USD loan then you have to download Celsius App in your Apple or Android mobile you can read here step by step how to apply loan for USD. but make your Celsius is available in your country. 

Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Go To Celsius



4. Binance Loan.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Crypto lending platforms getting popularity, then how could Binance stay behind. Binance providing the best reliable crypto loan on BTC, BCH, XRP, ETH, EOS, LTC collateral deposit but loanable assets are USDT and BUSD.

On it, a total of 4 crypto lending periods available which are 7, 14, 30, 90 days long with 0.0500% and 0.0520% daily interest rate, and if you go through borrow amount then minimum 100 and maximum 70000 USDT.

Binance has many features like an exchange, trading so in case after getting a loan you didn't expend it then you can trade and grow your money.


Go To Binance Loan

Read - Coinbase Earn - Know How To Earn With Coinbase Wallet.


5. CoinLoan.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Another short-term period crypto lending platform that allows 70% LTV on collateral. The minimum loan period starts from 7 days and a maximum of 2 years with a 10% interest rate.

Total 15 coins listed including USD, EUR, GBP, RUB for a credit loan, and 7 cryptos listed for collateral deposit. If you don't have any cryptos collateral amount, then you use Visa/MasterCard to deposit the collateral amount.

But currently, you can only deposit euros via Visa/MasterCard and also withdrawals via Visa/MasterCard are unavailable on the platform.

Go To CoinLoan



6. BlockFi.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

A fast and secure crypto lending and staking platform for a high credit loan and but with limited collateral deposit options.

On BlockFi BTC, ETH, LTC listed for collateral and the minimum loan amount is $5000 with a minimum 4.5% interest rate. The LTV ratio is 20%, 35%, 50% for BTC and ETH but for LTC 35%, 50% LTV ratio available with 12 months initial loan duration.

Go To BlockFi



7. SaltLending.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Another crypto lending platform for high loan amounts with a short-term duration from 3 to 12 months. The starting lending amount is $5000 and starting LTV from 30% - 70% with a 5.95% interest rate.

Total 12 coins including Stable coins available for a collateral deposit. Once the collateral amount has been posted, your loan proceeds will be sent via ACH or wire transfer to your bank account. Depending on your bank’s internal processes, settlement of the loan proceeds may take up to 7 days.  

You can also take a loan in Stablecoins (USDC, TUSD, and PAX). Stablecoins payments can be sent the same day.

Go To SaltLending



8. LendaBit.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

A blockchain-based P2P platform with no intermediaries crypto lending platform with BTC and ETH collateral availability and USDT loan credit.

The minimum loan amount is 50 USDT for 1, 3, 6, 12 months loan duration with an 8% to 12% annual interest rate.

On LendaBit only Stablecoins available for loan and if you want to withdrawal loan in a bank account, then have to sell your loan coins on the other platforms.

Go To LendaBit



9. YouHodler.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Want USD, EUR loan then YouHodler here for you use your crypto as collateral to get instant cash loans or crypto loans in EUR, USD, GBP, CHF, USDT, or Bitcoin (BTC). 

YouHodler has the highest loan-to-value ratio (90%) with minimum loan amounts starting at just $100. YouHodler accepts the top 20 coins as collateral. Instant credit card and bank withdrawals included.

Go To YouHolder



10. HoldFinance.


Crypto Lending - 10 Websites To Get Crypto Loan In 2020

Another crypto lending competitor in the lending field called HoldFinance, it is the European crypto-backed loan company.

At the time its minimum loan amount is $50, while the maximum loan amount is $25,000 with 1.33% interest per month. 

For the collateral deposit, it accepts BTC, ETH, XRP, and while credit loan available in USD and EUR for a 2 to 12 months duration period and on a 50% LTV ratio. 

The loan amount can be withdrawn through a bank account but keeps in mind that an international bank transfer can take up to 7 business days, an EU payment — up to 1 business day.

Go To HoldFinance




Crypto Lending - 10 Websites To Get Crypto Loan In 2020


So which one you prefer I will go for short term and high LTV ratio because almost every crypto lending platforms have the same interest rate. If you think there is a better one or using it other than mention it, I will like to list your choice.



Digital Currencies are NOT bank deposits, are NOT legal tender, are NOT backed by the government, and accounts and value balances are NOT subject to Federal Deposit Insurance Corporation or Securities Investor Protection Corporation or any other governmental or government-backed protections. 


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