Buy Bitcoin With Bank Account Transfer Instantly Like A Pro

Buy Bitcoin With Bank Account Transfer Instantly Best Way

There are several ways or websites such as Coinbase, Coinmama, Bitpanda, Cex, and more that provide features to buy Bitcoin with bank account instantly. Some required verification, while some require no verification according to countries' rules and regulations.

Websites like Coinbase available worldwide while Bitpanda in European regions and Cex in the USA is the most popular for buying bitcoin with bank transfer instantly.

Buying bitcoin with bank transfer is less popular than credit or debit card, but it has low fees and security than other buying methods. And that's why users attract to buy cryptos with a bank account transfer. 

You should definitely go with bank transfer if the website is available in your country and support bank account transfer. 

So without wasting time lets see which website available in your country and support buying bitcoin with bank account transfer features.


Quick List to buy bitcoin with bank account transfer instantly.

  1. Cex. - Verification
  2. Coinmama. - Verification
  3. PayBis. - Verification
  4. Coinbase. - Verification
  5. Bitpanda. - Verification
  6. LocalBitcoins. - No Verification
  7. LocalCryptos. - No Verification
  8. Kraken. - Verification
  9. Bitfinex. -  Verification
  10. Paxful. - No Verification


1. Buy Bitcoin With Bank Account On Cex.

It will amaze you if living in the EU or UAS because of the fee it charges 0% fee on both deposit and withdrawal. The minimum amount for bank transfer $20 or £20 or €20. 

For money transfer it uses 'ACH' for dollar, 'Faster Payments' for pound, and 'SEPA' for euro. If you look for verification, it requires address verification at least for buying bitcoin with a bank account but for buying a higher amount you will have to increase the verification level by verifying identity.

Merit.

󠀫✔️No fee for deposit and withdrawal.
✔️The minimum limit is low for bank transfer.
✔️Support many countries.
✔️Listed many coins for direct buying.

Demerit.

High fees on brokerage service.
Need many personal details for leveling up the account.
Only support USD, GBP, and EUR fiat currency.

Go To Cex



2. Buy Bitcoin With Bank Account On Coinmama

On the Coinmama buy orders placed with a SWIFT (non-UK) transfer have a minimum order amount of $1,000 USD. If you'd like to place a SWIFT order below $1,000 USD, below the minimum flat fee of £20 will be added to your order price. While for selling crypto it charges about 2.1% to 2.9%.

Merit.

✔️The minimum limit of the amount is high.
✔️No deposit requires.
✔️Many cryptos listed for buying.

Demerit.

Some states of the USA not allow.
Need KYC to buy.

Go To Coinmama



3. Buy Bitcoin With Bank Account On PayBis

A United Kingdom-based company founded in 2014 allows purchasing bitcoin with a bank account all over the world.

PayBis currently support EUR as an exchange currency, but users can buy bitcoin with a bank account by using SEPA international in their local currency.

It charges 1.5% fee + 1 EUR Bank Transfer + 0.82 EUR Bitcoin transfer (at the writing time). Means if you buy bitcoin 100 EUR worth of bitcoin with a bank account, then you will receive 96.68 EOR worth of Bitcoin in your wallet. (bitcoin transfer fee may vary according to price)

Merit.

✔️Support all over the country.
✔️Available many coins for buying.
✔️Low fee.

Demerit.

The minimum buying limit is high.
Need high details for KYC.

Go To PayBis



4. Buy Bitcoin With Bank Account On Coinbase

A simple and secure wallet for everyone and support over 100+ countries around the world. It has many features like trading, exchange, and more.

For US customers, Coinbase allows you to connect your bank account via ACH bank transfer. While for European Coinbase connects with a SEPA transfer to buy bitcoin with a bank transfer.

The fee is around 1.49% of the buying amount with a bank account for all supporting countries.

Merit.

✔️Low fee.
✔️Available many features.
✔️Faster delivery in the EU and the USA.

Demerit.

Not support worldwide.
Need many details to complete KYC.
It may track every transaction.
Prohibited in some regions of the US.

Go To CoinBase



5. Buy Bitcoin With Bank Account On Bitpanda.

A multi-use and non USD supporting platform founded in 2014. Bitpanda accepts via SEPA, SOFORT, and Online Bank Transfer for buying Bitcoin or other cryptos with the bank account. 

Currently, Bitpanda supporting Euro, Swiss Franc, and GBP, USD for buying bitcoin. The fee still unclear and does not show on the website.

Merit.

✔️Multiple uses.
✔️Simple to use.
✔️Relatively low fee.

Demerit.

Not available in all countries.
Fees are hidden.

Go To Bitpanda



6. Buy Bitcoin With Bank Account On LocalBitcoins.

A popular P2P Bitcoin buying and selling platforms support all over the world. It needs no verification or KYC for buying and selling.

On LocalBitcoins You will deal with a real person instead of a bot. For buying bitcoin just choose any order placed by a trader or place your own order and choose payment method from listed over 50+ options (even bank account transfer) and then send money in your local currency without any fee and third parties.

Merit.

✔️Support all over the world.
✔️Deals with real persons.
✔️No third party required for transferring funds.
✔️No KYC or verification needed.
✔️No minimum and maximum.
✔️Take 2 to 3 minutes or fewer to appear bitcoin in the wallet.
✔️You can chat with traders in real-time.
✔️Available over 50+ payment methods.

Demerit.

Only Bitcoin you can buy or sell.
Price is higher than the market for buying and lower for selling.

Go To LocalBitcoins



7. Buy Bitcoin With Bank Account On LocalCryptos.

Another P2P and Non-custodial crypto marketplace that deals with real peoples around all over the world. 

LocalCryptos and LocalBitcoins work on the same basis and features. But on LocalCryptos you can buy  BTC, ETH, and LTC with zero fees while on LocalBitcoins you can only buy BTC.

Merit.

✔️You can BTC, ETH, LTC.
✔️Support all over the world.
✔️Deals with real persons.
✔️No third party required for transferring funds.
✔️No KYC or verification needed.
✔️No minimum and maximum.
✔️Take 2 to 3 minutes or fewer to appear bitcoin in the wallet.
✔️You can chat with traders in real-time.
✔️Available over 50+ payment methods.

Demerit.

❌Price is higher than the market for buying and lower for selling.

Go To LocalCryptos



8. Buy Bitcoin With Bank Account On Kraken.

This is another dominating website for buying bitcoin in EUR currency. Funding your account with fiat currencies for buying cryptos can be done in a number of ways, including SWIFT, SEPA, and domestic wire transfers. 

The option you select will be based on your location and preference. Deposit fees can vary but usually have a maximum of $5.

Merit.

✔️Low deposit fees.
✔️Trusted and popular.
✔️Support USD, EUR, CAD, JPY, GBP, CHF as fiat currency

Demerit.

Hard to use.
No privacy needs KYC.
Take 1-5 business days to appear bitcoin.
No bank deposit option for the JPY fiat deposit.

Go To Kraken



9. Buy Bitcoin With Bank Account On Bitfinex.

A Hong Kong-based company leading in the market and provides to buy bitcoin or other cryptos with bank account transfer instantly.

It supports WIRE for bank deposits and charges a 0.1% fee of the amount. The minimum deposit is 60 USD or EUR.

Merit.

✔️Low fees.
✔️High liquidity.
✔️Supports several altcoins.

Demerit.

Only the bank deposit option.
Difficult to use.
No privacy and need KYC.
❌History of hacks.

Go To Bitfinex



10. Buy Bitcoin With Bank Account On Paxful.

This the third P2P and Non-custodial crypto marketplace in these lists. It also works like LocalBitcoins and LocalCryptos. See 6 and 7 number list for more details.


Go To Paxful



Where store my bitcoin?

There is no need to ask for a bitcoin wallet after buying bitcoin, I prefer an anonymous wallet to store my bitcoin and you should too. Here are some wallets that you should use.

1. Exodus wallet.


Manage your wealth in a blockchain wallet that combines solid engineering and beautiful design in the form of live charts that update in real-time.

Exodus allows you to secure, manage, and exchange your favorite cryptocurrencies like Bitcoin, Ethereum, Ripple, and more from an easy to use a wallet that puts you in control of your wealth.

2. Enjin wallet.


Meet your another anonymous crypto wallet to manage thousand of coins, tokens, and more in one place.

This anonymous wallet totally builds for everyone for trading, holding, gaming, and more.

3. Lumi wallet.


Fully featured and highly secure anonymous wallet for beginners as well as pro users. It supports around 1200+ coins and tokens for buying and exchange in a few clicks.

If you from European countries, then easily can withdrawal your bitcoin with your Visa bank card.

Here, find a more excellent anonymous wallet.



Like always I say secure your wallet and don't compromise by saying I will do it later otherwise you will search on Google how to recover lost bitcoin😏. So secure than searching. Here are some ways that you should follow.

  1. PIN lock.
  2. Email alert.
  3. 2FA security.
  4. SMS alert (OTP).
  5. Set limit withdrawal.
  6. Use a strong password.
  7. Use a single email wallet.
  8. Store private key offline.
  9. Use a secure internet connection.
Here, read more in detail about it.



This list support almost every country, remember if a website support EUR or USD or other which not your country's currency that's not mean you can not buy bitcoin or cryptos. In this case, when you transfer money through a bank account, it will exchange automatically in EUR or USD based on the current price and fee.

The most advantage of buying bitcoin with bank account transfer is a low fee, where other popular methods like credit or debit card charge over 10% while bank account deposit charge less than 2% of the amount.

So what you think about this 10 list to buy bitcoin instantly with bank account transfer. Have you used any website or you think there is another way that provides better results? Tell us in the comment box.

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