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It's important to be clear and honest when it comes to financial disclaimers, so here's a lighthearted take on it: I know talking about money can be about as fun as watching paint dry, but I gotta do it. So here's the deal: I am not financial wizards, I am not psychic, and I am definitely not your rich aunt who slips you a $20 bill every time she sees you. Take my advice with a grain of salt and don't blame me if you end up living in a cardboard box. I am just here to offer some advice, a few laughs, and maybe a virtual high five if you make it rain. Deal? Deal."

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